As the back-to-school season begins, Payne Insurance Group urges everyone to prioritize safety in school zones. Remember to reduce speed, stay alert for crossing children, and adhere to school bus signals. Let’s collaborate to ensure our students’ safety!
Not sure where to start? Contact us for more information or get a Free Automotive Insurance Quote today.
Whether it’s about premiums, coverage options, or adding a teen driver, no question should go unanswered. Here’s a quick rundown of common questions:
Why Is My Insurance Premium So High?
Factors like your driving record, car type, and coverage choices can affect your premium. We can explain your specific situation and offer tips on how to potentially lower your costs.
How Do I Know If I Have Roadside Assistance?
Unsure if your policy includes roadside assistance? Check your policy details or contact us. It’s a useful add-on for emergencies like flat tires or towing needs.
Can I Lower My Deductible?
Lowering your deductible increases your premium but decreases out-of-pocket costs during a claim. We can help you decide the best option based on your budget.
How Long Do Driving Accidents Stay on My Record?
Accidents usually impact your insurance record for 3-5 years. We can discuss how this affects your premiums and explore available discounts.
Does Adding a Teen Driver Affect My Coverage?
Adding a teen driver can raise your premiums. We can guide you on how to manage these costs with discounts or safe driving programs.
Don’t hesitate to reach out with any questions. Payne Insurance Group is here to provide the clarity you need for peace of mind. Contact us today!
