Severe weather can cause unexpected damage, and it’s crucial to have your insurance in order before a storm strikes. At Payne Insurance Group, we emphasize reviewing and updating your policy ahead of time, as changes can’t be made once an active weather notice is issued.

Why It’s Important:

  1. Adequate Coverage: Ensure your policy covers all potential storm damages, including wind and flood.
  2. Know Your Deductibles: Be aware of your deductibles for different types of coverage to prepare for out-of-pocket costs.
  3. No Last-Minute Changes: Once a weather alert is active, you can’t alter your policy. Check your coverage now to avoid being underinsured.
  4. Protect Your Assets: Proper insurance safeguards your home and belongings, minimizing financial loss.
  5. Peace of Mind: Secure in the knowledge your coverage is up-to-date, you can focus on storm preparation.

What to Do:

  • Review your policy for coverage and limits.
  • Update or add necessary coverages.
  • Document your belongings for easy claims.
  • Ensure your insurance agent’s contact info is current.

Don’t wait for the storm to check your insurance. Contact Payne Insurance Group today to review your policy and ensure you’re fully protected. Stay prepared and stay safe!