Summer is the perfect time for a fresh start—and that might mean trading in your old ride for something new. But before you cruise off the lot, make sure your auto insurance is updated too! Here’s what you need to know about transferring your coverage:
1. Notify Your Insurance Provider ASAP
Let your insurer know as soon as you’ve purchased your new car. Many policies have a short grace period, but the sooner you update, the better.
2. Coverage May Automatically Transfer—Temporarily
Most insurers will extend your current coverage to a new vehicle for a limited time (usually 7–30 days). However, this may only match the previous car’s limits—so check the details!
3. Update Your Vehicle Info
Make sure your insurer has your new car’s make, model, VIN, and mileage. This ensures accurate coverage and premium calculation.
4. Consider Adjusting Coverage
Got a newer car? You might want to add comprehensive or collision coverage—or gap insurance if you financed it.
5. Don’t Forget to Remove Your Old Vehicle
Once your new car is fully insured, officially remove your old vehicle from your policy to avoid paying for a car you no longer own.
☀️ Ready to switch things up this summer? Let Payne Insurance Group help you help you cover what most matters. Call us or request a quick quote online today!
